First Choice Plus Personal Checking Account


Community First Bank designed this account to reward customers who have multiple accounts with us by paying interest at high market rates along with other convenient, money-saving options:

The interest rate paid will be based on tiered account balance levels - the higher the balance - the higher the interest rate.

Account Balance Levels
$0 to $1,999
$2,000 to $9,999
$10,000 and above

Minimum Balance & Fees

  • No minimum required checking account balance
  • No regular monthly maintenance fee

Additional Requirements

To qualify for a First Choice Account, you must maintain one of the following:

  • CD of $10,000 or more
  • Regular Savings Account of $3,000* or more
  • MM Investment Account of $5,000* or more, or
  • $1,000 or more in our First Choice Plus account during a monthly statement cycle*

*If the daily minimum balances are not maintained, the account will be assessed a monthly maintenance fee of $10.

Initial deposit requirement is $100.

Early Closing Fee

If the account is closed within first six months, an early closing fee of $15 will be charged.

Call today (618)234-9500. We look forward to being of service to you!


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Community First Bank is locally owned and operated, serving Fairview Heights, Swansea, Belleville, O'Fallon, Shiloh, the Metro-East and
the St. Louis region. Go to in separate window Go to in separate window

Address: 4600 North Illinois Street, Fairview Heights, IL 62208
Located at the corner of Route 159 & Frank Scott Parkway
Phone: (618) 234-9500 Fax: (618) 234-9585