Senior Club Personal Checking Account


Our Senior Club Checking account earns interest at competitive market rates and is paired with other convenient and money-saving options for those customers age 55 years or over.

  • All free services listed in Personal Checking
  • Free image statement
  • Lemon checks
  • Cashier's checks (limit 2 per visit)
  • Notary Public
  • 50% discount on first year Safe Deposit Box fee (subject to availability), 10% discount thereafter
  • Competitive market interest rates

The interest rate paid will be based on tiered account balance levels - the higher the balance - the higher the interest rate.

Account Balance Levels
$0 to $1,999
$2,000 to $9,999
$10,000 and above

Minimum Balance & Fees

Required daily balance during the monthly statement cycle is $100. If balance falls below $100, the monthly maintenance fee is $6. With direct deposit, this maintenance fee is waived.

Additional Requirements

Customers 55 years of age or older may apply for this account.

If the daily minimum balances are not maintained, the account will be assessed a monthly maintenance fee of $10.

Initial deposit requirement is $100.

Early Closing Fee

If the account is closed within first six months, an early closing fee of $15 will be charged.

Call today (618)234-9500. We look forward to being of service to you!


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Community First Bank is locally owned and operated, serving Fairview Heights, Swansea, Belleville, O'Fallon, Shiloh, the Metro-East and
the St. Louis region. Go to in separate window Go to in separate window

Address: 4600 North Illinois Street, Fairview Heights, IL 62208
Located at the corner of Route 159 & Frank Scott Parkway
Phone: (618) 234-9500 Fax: (618) 234-9585