Terms & Conditions for Use of Community First Bank's Internet Site 

The following terms of use apply to your access to and use of Community First Bank's Internet site ("Online Site"). Please take a moment to read these terms carefully. By accessing any page of our Online Site, you agree to be bound by these terms. The term "Bank" as used in these Terms and Conditions means Community First Bank.

TRADEMARKS
Community First Bank is a registered trademark.

 

COPYRIGHT
Information and materials of the Bank included in its Online Site are protected by the copyright laws of the United States and international treaties.

All Online Site design, text, graphics and the arrangement thereof are Copyright (c) 1998 Community First Bank. Any use of the information and materials included in our Online Site - unless otherwise indicated - without the prior written permission of the Bank is prohibited.

USE OF INFORMATION AND MATERIALS
The information and materials contained in these pages - and the terms, conditions, descriptions that appear - are subject to change. Not all products and services may be available in all geographic areas. Your eligibility for particular products and services is subject to final Community First Bank determination and acceptance.

DISCLAIMER OF WARRANTIES
The information, materials and functions contained in our Online Site, including text, graphics, links or other items are provided on an "AS IS" basis without warranties of any kind, either express or implied, including but not limited to warranties or merchantability, fitness for a particular purpose, or freedom from computer virus. The Bank does not warrant the adequacy, accuracy or completeness of the information and materials included in our Online Site or in third party sites linked to or from our Online Site or that the functions provided will be uninterrupted or error-free. The Bank expressly disclaims any liability for any errors in or omissions from information, materials and functions included in our Online Site or any third party sites linked to or from our Online Site.

 

DISCLAIMER OF LIABILITY
In no event will the Bank be liable for any direct or indirect, special, incidental, consequential or punitive damages or lost profits arising in connection with use of our Online Site, any interruption in availability of our Online Site, delay in operation or transmission, computer virus, loss of data, or otherwise, even if the Bank has been advised of the possibility of such damages or loss.

 

SUBMISSIONS
Information submitted to the Bank through our Online Site will become and remain the property of Community First Bank and the Bank will be free to use, for any purpose, any ideas, concepts, know-how or techniques contained in information provided to the Bank through our Online Site. The Bank will not be subject to any obligations of confidentiality regarding submitted information except as agreed to by the Bank entity having a direct customer relationship or as otherwise specifically agreed to or required by law.

 

COMMUNICATIONS
You may communicate directly with the Bank through our Online Site, subject to the following conditions:

• You may not upload any information or material that violates any copyright, trademark or other proprietary rights of any person or entity.
• You must not include any obscene, libelous or defamatory content in your communications.
• You must indemnify and hold the Bank harmless from any and all damages, losses and liabilities arising from your communications with us through our Online Site.

JURISDICTION
Community First Bank operates and controls our Online Site from its offices in the State of Illinois, United States of America. The Bank makes no representation that any information, materials or functions included in our Online Site are appropriate for use in any other jurisdiction. If you choose to access our Online Site from other locations, you do so on your own initiative and are responsible for compliance with applicable local laws and regulations.

 

GOVERNING LAW
Your access to and use of our Online Site and these terms are governed by and will be construed in accordance with the law of the State of Illinois without regard to principles of conflicts of laws. In the event any provision of these terms is held unenforceable, it will not affect the validity or enforceability of the remaining provisions and will be replaced by an enforceable provision that comes the closest to the intention underlying the unenforceable provision.