Community First Bank for loans, mortgages, savings and investments in Fairview Heights, Swansea, Belleville, O'Fallon, Shiloh and the Metro-East area
Personal landing Business landing Other Services landing
Other Services landing
Service Fees

Contact Us
Community First Bank

4600 North Illinois Street • Fairview Heights, IL 62208
Corner of Route 159 & Frank Scott Parkway
Phone (618) 234-9500          Fax (618) 234-9585
HUD.gov

Fee
Using a Savings/Checking Account  
          Annual Fee Billed to Account
No fee
          Charge per Transfer
$2.00
Service
Fee
Account activity printout
$3.00
Account balancing and reconciliation (per hour, fraction thereof rounded up to nearest 1/2 hour - $15.00 minimum)
$30.00
ATM/Debit card replacement
$5.00
ATM Withdrawal/ATM not owned by us - Network service fee
$1.00
ATM Balance Inquiry/ATM not owned by us - Network service fee
$0.50
ATM withdrawal/outside United States
$3.00
ATM usage fee/outside United States
$1.00
ATM Surcharges: When you use an ATM not owned by us, you may be charged a fee by the ATM operator or any network used to complete the transfer (and you may be charged a fee for a balance inquiry)
 
AFT transfer fee
$2.00
Automatic transfer for overdraft protection (per transfer)
$2.00
Cashiers Check
$5.00
Check printing fee - dependent on style of check ordered
Varies
Collection, incoming & outgoing
$20.00
Dormant Account Fees:
 
          Assessed on all checking accts when inactive 1 - 5 years
$3 / month
          Assessed on all savings accts when inactive 2 - 5 years
$3 / quarter
Levy Garnishment
$50.00
Loan Ach payment
$1.00
Medallion Signature Guarantee
No fee
Night Depository Locking Bags
$15.00
Night Depository Zippered Bags
$3.00
Nonsufficient Funds Check (NSF) (per item) An insufficient funds item may be created by check, in-person withdrawal, ATM withdrawal or other electronic means.
$25.00
Notary Fee
$0.50
Online Banking - monthly charge
 
          Personal Bill Pay
FREE
          Business Bill Pay
 
                 1-10 bills paid
$5.95
                 11th bill and over - per bill
$0.35
         Online Stop Payments for checks written from checkbook
$19.00
Overdraft fee (per item)
$25.00
Photocopy (per copy)
$0.25
Research (per hour, fraction thereof rounded up to nearest 1/2 hour - minimum $15.00)

$30.00

Research copies (per item)
$3.00
Return deposited item (per item)
$3.00
Return item fee
$25.00
Special statement fee
$3.00
Statement Options:
 
          Check safekeeping
No fee
          Checks returned
$5.00
Stop payment fee (ACH-6 month)
$25.00
Stop payment fee (check-6 month)
$25.00
Telephone account transfer
$4.00
Temporary Checks
$0.50
Wire Transfers (Customer)
 
          Inbound
$3.00
          Outbound
$15.00
          Foreign Wire Transfers
$45.00
          Inbound Foreign Wire Transfers
$18.00

Effective date 11/2011

COMMON FEE SCHEDULE
Fees are subject to change at any time.

SERVICES WE OFFER TO PREVENT OVERDRAFT ON YOUR ACCOUNTS
Fees are subject to change at any time.

Community First Bank provides banking services for Fairview Heights, Swansea, Belleville, O'Fallon, Shiloh and the Metro-East St. Louis area. Personal services include checking, CDs, savings & investments and loans. Business services include checking, CDs, loans and other business services. We also offer online banking. Other services include the CFB Debit/ATM Card, safe deposit boxes, telephone banking and credit card services. See our rates for interest bearing accounts.
Community First Bank will NEVER ask you to verify your account information online, nor will we request this information through email. Community First Bank will not ask you to supply any account information or personal information by phone or email. Any official requests for sensitive information will be written on bank letterhead. If you are in doubt regarding the validity of a request for information, please feel free to contact the bank directly for confirmation. If you think you are a victim of identity theft or if you are solicited for information, please contact the bank immediately at (618) 234-9500.