Rates

Rates

The rates and annual percentage yield (APY) are accurate as of 
4/15/2015

Certificates of Deposit and IRAs - Special Rates

CD Specials not valid for Public Funds

Minimum Deposit for IRA Special Rates: $1,000.00

Term
Interest Rate
APY
Minimum Deposit to Open
15 Month
0.75% 0.75% $1,000 - $250,000
With Checking 0.85%
0.85%
$1,000 - $250,000
23 Month
1.10% 1.10% $1,000 - $250,000
With Checking 1.19%
1.20%
$1,000 - $250,000
34 Month
1.39% 1.40% $1,000 - $250,000
With Checking 1.49%
1.50%
$1,000 - $250,000

A PENALTY MAY BE IMPOSED FOR EARLY WITHDRAWAL

Certificates of Deposit and IRAs

Term
Interest Rate
APY
Minimum Deposit to Open
3 Month 0.20% 0.20% $2,500
6 Month 0.25% 0.25% $1,000
1 Year 0.40% 0.40% $1,000
2 Year 0.70% 0.70% $1,000
3 Year 1.05% 1.05% $1,000
4 Year 1.34% 1.35% $1,000
5 Year 1.64% 1.65% $1,000
1 Month 0.15% 0.15% $100,000
2 Month 0.15% 0.15% $100,000
3 Month 0.20% 0.20% $100,000
6 Month 0.25% 0.25% $100,000
1 Year 0.50% 0.50% $100,000

A PENALTY MAY BE IMPOSED FOR EARLY WITHDRAWAL

On accounts below: the rates may change after the account is opened and fees may reduce earnings.

First Choice Plus, Senior Club, Money Market Checking

Minimum Daily Balance
Interest Rate
APY
Minimum Opening Deposit
Less than $2,000 0.05% 0.05% $100
$2,000 - $9,999 0.10%
0.10%
$100
$10,000 or more 0.10% 0.10% $100

A PENALTY MAY BE IMPOSED FOR EARLY WITHDRAWAL

Money Market Investments

Minimum Daily Balance
Interest Rate
APY
Minimum Opening Deposit
Less than $2,000 0.05% 0.05% $100
$2,000 - $9,999 0.15% 0.15% $100
$10,000 - $99,999 0.20%
0.20%
$100
$100,000 or more 0.50% 0.50% $100

A PENALTY MAY BE IMPOSED FOR EARLY WITHDRAWAL

Power Investments

Minimum Daily Balance
Interest Rate
APY
Minimum Opening Deposit
$0 - $9,999 0.05% 0.05% $100
$10,000 - $24,999 0.15% 0.15% $100
$25,000 - $149,999 0.30%
0.30%
$100
$150,000 or more 0.55% 0.55% $100

A PENALTY MAY BE IMPOSED FOR EARLY WITHDRAWAL

Savings

Interest Rate
APY
Minimum Opening Deposit
0.30%
0.30%
$100

A PENALTY MAY BE IMPOSED FOR EARLY WITHDRAWAL

For a full disclosure of rates, terms and fees, please speak with one of our banking professionals.

 

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Community First Bank is locally owned and operated, serving Fairview Heights, Swansea, Belleville, O'Fallon, Shiloh, the Metro-East and
the St. Louis region. Go to Hud.gov in separate window Go to FDIC.gov in separate window

Address: 4600 North Illinois Street, Fairview Heights, IL 62208
Located at the corner of Route 159 & Frank Scott Parkway
Phone: (618) 234-9500 Fax: (618) 234-9585